Terms of Use

The Legal Grove – Version 1.2 (UK, US, PL)

The Short Version

1. The Agreement

By checking the box and creating a Morechard account, you enter into a legal contract with us. If you are managing an Orchard for your family, you represent that you have the authority to do so and consent for your children's participation via nicknames.

2. Merchant of Record & Payments

Our order process is conducted by our Merchant of Record, Paddle.com. Paddle is the specialist reseller of Morechard software. When you purchase a licence or subscription, you are entering into a financial contract with Paddle.com Market Ltd, and "PADDLE.NET" will appear on your bank statement. Paddle handles all payment-related customer service enquiries, tax (VAT/GST) compliance, and returns.

3. Not a Financial Institution

Morechard is a recording tool. We are not a bank, e-money provider, or payment processor. No real money is ever deposited into, held by, or transferred through our servers. All financial transactions (e.g., giving your child actual cash) happen outside the app at your own discretion.

4. The Manual Record Source of Truth

While we strive for 100% uptime and accuracy, technology can glitch. You agree that your own manual records are the final word. We are not liable for any discrepancies in digital balances shown in the app.

5. Subscription & Trial Terms

We provide a 14-day free trial. After this period, the app locks until a licence or subscription is purchased. Payments are handled by Paddle, our Merchant of Record. You can cancel at any time, but we generally do not offer refunds for partial periods already used.

6. Lifetime Licences & The Sunset Clause

If you purchase a Lifetime Licence, you are granted access to the Morechard features available at the time of purchase for the functional life of the app.

7. Family Disputes & Co-Parenting

Morechard is a neutral platform.

8. Acceptable Use

You agree not to: (a) hack or stress-test our servers; (b) reverse-engineer the app; (c) use the app for any illegal activity; (d) create accounts for children using their full legal names or sensitive personal identifiers.

9. Intellectual Property

We own all rights to the Morechard name, logo, code, and "The Orchard" branding. You are granted a limited licence to use the app for personal, non-commercial family purposes. You retain all rights to the specific chore data and balances you enter.

10. Warranty & Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MORECHARD IS PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED. WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE APP. IN ALL CASES, OUR TOTAL LIABILITY TO YOU IS LIMITED TO THE AMOUNT YOU PAID FOR THE APP LICENCE.

11. Soft-Delete & GDPR

Under GDPR (UK/PL), you have the right to be forgotten. When you delete your account, we trigger a 30-day "Soft-Delete." Your data is hidden immediately but remains on our servers for 30 days to allow for accidental recovery or co-parent recourse. After 30 days, it is permanently purged, except for anonymous cryptographic hashes used for ledger verification.

12. AI Mentor

The AI Mentor is an optional subscription feature. It uses anonymised app data (such as chore completion rates and savings goals) to provide educational insights and financial coaching.

13. Jurisdiction

These terms are governed by the laws of England and Wales. While your financial transaction is with Paddle, any disputes regarding the use of the Morechard software shall be settled in the courts of the United Kingdom. If you are a resident of the EU, you may also have rights to bring proceedings in your local courts.